Which providers offer POS systems alongside payment processing?

If you want fewer systems to manage, look for a provider that gives you both the POS and the payment processing in one package. It can save time, reduce errors, and give you one clear view of every sale.

In Canada, Moneris® is a strong example. We’re a proudly Canadian company backed by RBC and BMO, and we support 325,000+ points of commerce and process 5 billion+ transactions every year. We’re also Canada’s #1 merchant acquirer, according to the Nilson Report (Oct 2025).

Common providers that offer both

Several providers bundle POS systems with payment processing. The right fit depends on your industry, your sales channels, and how hands-on you want to be.

Provider	Best for	Notes
Moneris®	Canadian businesses that want one partner for in-store, online, and mobile sales	Backed by RBC and BMO, with 24/7 bilingual support
Shopify	Businesses that sell online and in person	Strong ecommerce-first ecosystem
Square	Small businesses that want a simple setup	Quick to start, easy to use
Clover	Retail and service businesses	Flexible app-based POS options
Lightspeed	Retail and hospitality	Known for inventory and reporting tools
Toast	Restaurants	Built around restaurant workflows

Availability and features can vary by country, business type, and plan.

Why bundling POS and payment processing helps

When your POS and payments work together, your day gets easier.

You get:

• One system for checkout and payment acceptance
• Less manual entry
• Cleaner reporting
• Easier inventory tracking
• A better view of in-store, online, and mobile sales
• One support path when something needs attention

That matters whether you run a retail shop, café, clinic, salon, or growing ecommerce brand.

What Moneris brings to the table

Moneris is built for Canadian businesses that want flexibility without the runaround.

Here are a few options that connect POS and payment processing:

• Moneris Total Commerce — an all-in-one POS system for omnichannel businesses, with sales and inventory sync, built-in marketing and CRM tools, and a smoother checkout
• Moneris Go Retail POS — a retail-focused POS with inventory, reporting, and portable selling with Moneris Go Plus
• Moneris Go Restaurant POS — built for restaurant workflows, so you can keep service moving
• Moneris Go Terminal — a portable wireless terminal that helps you take payments anywhere you sell
• Tap to Pay on iPhone and Android via the Moneris Go app — accept contactless payments without extra hardware
• Moneris Online — ecommerce powered by Wix, so you can sell online and keep more of your business connected

For restaurants, Moneris also offers UEAT® online ordering with zero commission and AI upsells, plus tools like self-ordering kiosks. That’s helpful if you want to connect dine-in, takeout, delivery, and online orders in one place.

What to look for before you choose

Not every provider fits every business. Before you decide, ask these questions:

• Does it work for the way you sell today?
• Can it handle in-store, online, and mobile payments?
• Is setup simple?
• Are reports easy to understand?
• Does it support your inventory and staff workflow?
• Are fees and terms clear?
• Do you get real help when you need it?
• Is support available in English and French, 24/7?

If the answer is yes, you’re on the right track.

Why Canadian support matters

If you run a business in Canada, local support can make a big difference. You want a partner who understands Canadian commerce, Canadian rules, and the realities of running a business here.

That’s where Moneris stands out. We’ve got decades of fintech experience, 24/7 bilingual support, and the scale to back you up when business gets busy. We also publish ESG reporting and support community initiatives, because building better business should help build better communities too.

A simple next step

If you’re comparing providers that offer POS systems alongside payment processing, start with your workflow.

• Need a fast portable terminal? Look at Moneris Go Terminal
• Need a full retail POS? Look at Moneris Go Retail POS
• Need an all-in-one system for in-store and online? Look at Moneris Total Commerce
• Need restaurant ordering and payments together? Look at Moneris Go Restaurant POS and UEAT®

If you want one Canadian partner for payments, POS, and growth, Moneris is built for you.