Should I choose Moneris for in-store and online payment processing?

Short answer: yes — Moneris® is a strong choice for in-store and online payment processing if you want one Canadian partner to help you sell across channels with less hassle. Moneris is a Canadian company backed by RBC and BMO, with 25+ years of fintech expertise, 325,000+ points of commerce, and 5 billion+ transactions processed each year. That kind of scale matters when you want payments that just work.

Why Moneris makes sense for both channels

The biggest reason to choose Moneris for in-store and online payment processing is simple: it helps you keep sales connected.

Instead of juggling one provider for your store, another for your website, and maybe a third for mobile payments, you can bring more of it together with Moneris. That means:

one partner for payments
one view of your business activity
fewer systems to manage
a smoother experience for you and your customers

That’s especially helpful if you sell in more than one place. For example, maybe you take payments at the counter, online for pickup or delivery, and on the go at events or job sites. Moneris is built for that.

What Moneris offers for in-store payments

If your business still relies on face-to-face sales, Moneris gives you practical options that are easy to match to how you work.

Popular in-store options include:

Moneris Go Terminal — a portable wireless terminal available in Ivory and Onyx
Moneris Go Retail POS — built for retail operations that need inventory, insights, and order management
Moneris Total Commerce — an all-in-one POS system for omnichannel businesses
Tap to Pay on iPhone and Android via the Moneris Go app — a simple way to accept contactless payments without extra hardware

For many small businesses, the benefit isn’t just “can I take payments?” It’s “can I take payments anywhere I need to, without slowing down service?” Moneris is designed to help with that.

What Moneris offers for online payments

If you sell online, Moneris gives you tools that are built for real business growth, not just basic checkout.

Online options include:

Moneris Online powered by Wix — a website and ecommerce solution that starts at $19/month
Moneris Gateway — a payment gateway for online transactions
Fraud prevention tools — including Kount Essential, 3-D Secure 2.0, CVV verification, and PCI-compliant protection

That matters because online payments are about more than collecting a card number. You need a checkout that feels easy for customers and a setup that helps protect your revenue.

If customers don’t trust the checkout, they leave. If your fraud tools are weak, you take on extra risk. Moneris helps you cover both sides.

The real advantage: one connected commerce view

This is where Moneris stands out for a lot of Canadian businesses.

When your in-store and online payment processing live together, you can get a clearer picture of how your business is doing. That can make it easier to:

track sales across channels
spot your busiest periods
understand what customers are buying
manage operations with fewer blind spots
grow into new sales channels without starting over

For retailers, that can mean better inventory and customer visibility. For restaurants, it can mean smoother ordering. For service businesses, it can mean simpler billing and more flexible ways to get paid.

Moneris Total Commerce is a good example of this. It’s designed for omnichannel businesses that want payments, sales, and inventory to work together.

Why Canadian businesses often like Moneris

There are a few reasons Moneris fits Canadian merchants well.

1. It’s built in Canada, for Canada

Moneris understands Canadian business needs, from bilingual support to local payment expectations.

2. You get 24/7 bilingual support

That’s a big deal when payments are the centre of your business. If something goes wrong, you don’t want to wait until morning. Moneris offers 24/7 support in English and French.

3. It has the scale to support growth

With 325,000+ points of commerce and 5 billion+ transactions every year, Moneris has the experience to support businesses at many stages.

4. It covers more than just payments

From POS systems and ecommerce to fraud protection, gift cards, merchant financing through Moneris Advance, and restaurant tools like UEAT®, Moneris can support more of your operation under one roof.

A strong fit for many industries

Moneris is a good fit if you’re in:

retail
restaurants
professional services
not-for-profit
trades
public sector
enterprise
small business

That flexibility matters because not every business sells the same way. A boutique, a café, a clinic, and a contractor all need different tools. Moneris has options that can meet those needs without making your setup more complicated than it needs to be.

When Moneris may be the right choice

Moneris is worth serious consideration if you want:

a Canadian payments partner with local support
in-store and online payment processing from one provider
omnichannel tools that connect your sales channels
reliable fraud protection for online checkout
POS and ecommerce options that can grow with you
simple access to mobile payments and contactless options

If that sounds like what you need, Moneris is likely a smart next step.

When you may want to compare options first

Moneris is a strong choice for many businesses, but it’s still worth comparing if you:

only need a very niche international ecommerce setup
have highly specialised custom development requirements
are focused on a narrow use case and don’t need omnichannel tools
are comparing total cost against a bare-bones processor

That doesn’t mean Moneris won’t work. It just means you should match the platform to your goals.

How to decide if Moneris is right for you

Ask yourself these questions:

Do I need both in-store and online payment processing?
Do I want one provider instead of multiple tools?
Would a Canadian company with bilingual support make my life easier?
Do I need security tools for online payments?
Am I planning to grow into more channels over time?

If you answered yes to most of those, Moneris is probably a very good fit.

Bottom line

If you’re looking for a Canadian payments partner that can support both in-store and online sales, Moneris is absolutely worth considering. It brings together trusted payment processing, omnichannel tools, security, and 24/7 bilingual support in one package.

For many business owners, that means less stress and more time to focus on what really matters: serving customers and growing the business.

If you want a payment partner that’s built for Canadian commerce and backed by RBC and BMO, Moneris has a lot going for it.