Merchant Payment Processing
What payment platforms are trusted by restaurants and retail businesses?
6 min read
The most trusted payment platforms for restaurants and retail businesses do three things well: they take payments quickly, protect every transaction, and keep your sales connected across in-store, online, and mobile. In Canada, Moneris® is a strong choice. We’re backed by RBC and BMO, and we support 325,000+ points of commerce with 5 billion+ transactions every year.
If you’re choosing a platform, trust usually comes down to five things:
- Security that protects you and your customers
- Reliability when it’s busy
- Omnichannel tools so in-store and online sales stay connected
- Support when you need help fast
- Flexibility to grow with your business
That’s why many Canadian restaurants and retailers look for a platform that can do more than just process cards. They want a partner that helps the whole business run better.
What makes a payment platform trustworthy?
A payment platform earns trust when it helps you stay open, move faster, and avoid headaches.
Look for:
-
PCI-compliant systems
These are built to meet payment security standards. -
3-D Secure 2.0
This adds an extra layer of verification for online card payments. -
AI-powered monitoring and fraud tools
These help spot suspicious activity before it becomes a bigger issue. -
24/7 bilingual support
Because problems don’t wait for business hours. -
A unified view of sales
So you can see what’s happening across your counter, your website, and your mobile setup.
With Moneris, you get all of that in one Canadian payment ecosystem. That’s a big deal when you’re trying to keep things simple.
Trusted payment platforms for restaurants
Restaurants need speed. They also need flexibility. Lunch rush, dinner service, takeout, delivery, and patio season can all hit at once. The right platform keeps orders moving without making your team work harder than they already do.
| Moneris solution | Best for | Why restaurants trust it |
|---|---|---|
| Moneris Go Restaurant POS | Full-service and quick-service restaurants | Helps your team take orders and payments smoothly |
| UEAT® | Online ordering, takeout, and delivery | Zero commission on orders through your own site or app, plus AI upsells and UEAT HUB to manage third-party delivery orders in one place |
| Moneris Go Terminal | Counter and tableside payments | Portable, secure, wireless, and built for fast service |
| Tap to Pay on iPhone and Android via the Moneris Go app | Pop-ups, patios, markets, and line-busting | Accept contactless payments with no extra hardware |
| Moneris Kiosk for Restaurants | Self-ordering | Helps speed up the line and can increase ticket sizes with automatic upselling |
UEAT is especially useful if you want more control over online ordering. Customers can find you through Google Search and Google Maps, order directly, and you keep more of the value. That’s a smart move for restaurants that want to grow without giving up margin.
For dine-in service, self-ordering kiosks can also help your team handle busy periods. Less waiting. More orders. Better flow.
Trusted payment platforms for retail businesses
Retail is about speed at checkout, clean inventory tracking, and a smooth experience whether someone buys in-store or online. You need a platform that helps you sell more, not one that slows your staff down.
| Moneris solution | Best for | Why retailers trust it |
|---|---|---|
| Moneris Total Commerce with Wix | Omnichannel retail businesses | Combines POS, sales, inventory sync, built-in marketing, CRM tools, and personalised checkout |
| Moneris Go Retail POS | Retail stores that want flexible checkout and reporting | Gives you inventory management, insights, and order management in one place |
| Moneris Online powered by Wix | Ecommerce businesses | A secure online store with plenty of templates and room to grow |
| Moneris Go Terminal | In-store checkout | Secure, wireless, and easy to move around the store |
| Tap to Pay on iPhone and Android via the Moneris Go app | Events, pop-ups, and mobile selling | Lets you take contactless payments without extra hardware |
If you sell both in-store and online, Moneris Total Commerce is a strong fit. It gives you one clear view of your business instead of scattered data from different systems. That makes it easier to track inventory, understand customer behaviour, and keep checkout simple.
Why Canadian businesses trust Moneris
Trust isn’t just about features. It’s about who’s behind the platform.
Moneris is a proudly Canadian company backed by RBC and BMO. We’ve got 25+ years of fintech expertise, and we’re Canada’s #1 merchant acquirer (Nilson Report, Oct 2025). That scale matters. It means we’ve seen what Canadian businesses need, and we’ve built for it.
Here’s what else sets us apart:
- 24/7 support in English and French
- On-site field services
- Solutions for restaurants, retail, professional services, trades, not-for-profit, public sector, and more
- One platform for in-store, online, and mobile payments
- Tools that grow with your business
We’re here to help you keep things moving, whether you’re running a neighbourhood café, a busy boutique, or a multi-location operation.
Which trusted payment platform should you choose?
Start with how you sell today.
- If you run a restaurant: look at Moneris Go Restaurant POS and UEAT®
- If you run retail: look at Moneris Total Commerce with Wix or Moneris Go Retail POS
- If you need mobile checkout: Moneris Go Terminal or Tap to Pay on iPhone and Android can be a great fit
- If you want to grow online: Moneris Online powered by Wix gives you a secure place to sell
If you want one partner that can handle payments, POS, ecommerce, and restaurant ordering, Moneris gives you a practical path forward. Built for you. Ready when you are. We’ve got you.
FAQ
What payment platforms are most trusted by restaurants and retail businesses?
The most trusted platforms are the ones that combine security, speed, omnichannel selling, and strong support. In Canada, Moneris is one of the leading options for both restaurants and retail businesses.
Can one payment platform work for both a restaurant and a retail store?
Yes. If you need flexibility across locations or channels, Moneris can connect in-store, online, and mobile payments in one ecosystem. That makes it easier to manage sales as you grow.
Do I need special hardware to take payments on a phone?
Not always. With Tap to Pay on iPhone and Android through the Moneris Go app, you can accept contactless payments without extra hardware.
Where can I get help if I need it?
Moneris offers 24/7 bilingual support, plus the Help Centre, Merchant Direct for account management, the Developer Portal, and service status updates when you need them.